New York Income Tax Calculator
Estimate your 2026 New York state income tax in seconds. Enter your annual income and filing status — this free New York income tax calculator applies the verified 2026 New York brackets, standard deduction, exemptions and credits. Runs entirely in your browser.
In 2026, New York has a graduated income tax ranging from 3.9% to 10.9%. New York offers a $8,000 standard deduction for single filers ($16,050 joint). Excludes New York City and Yonkers local income taxes, which add several more percentage points for city residents. High-income 'benefit recapture' is not modeled.
New York 2026 Income Tax Brackets
| Taxable income (Single) | Rate |
|---|---|
| $0 – $8,500 | 3.9% |
| Over $8,500 – $11,700 | 4.4% |
| Over $11,700 – $13,900 | 5.15% |
| Over $13,900 – $80,650 | 5.4% |
| Over $80,650 – $215,400 | 5.9% |
| Over $215,400 – $1,077,550 | 6.85% |
| Over $1,077,550 – $5,000,000 | 9.65% |
| Over $5,000,000 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Married filing jointly
| Taxable income (Joint) | Rate |
|---|---|
| $0 – $17,150 | 3.9% |
| Over $17,150 – $23,600 | 4.4% |
| Over $23,600 – $27,900 | 5.15% |
| Over $27,900 – $161,550 | 5.4% |
| Over $161,550 – $323,200 | 5.9% |
| Over $323,200 – $2,155,350 | 6.85% |
| Over $2,155,350 – $5,000,000 | 9.65% |
| Over $5,000,000 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Marginal rates: only income inside each band is taxed at that band's rate.
Frequently Asked Questions
What is the New York income tax rate for 2026?
New York has a graduated income tax ranging from 3.9% to 10.9%.
What deductions and exemptions does New York offer?
New York offers a $8,000 standard deduction for single filers ($16,050 joint).
How accurate is this New York income tax estimate?
It is an annualized estimate: your income minus the 2026 standard deduction (and any state exemptions/credits shown), run through 2026 marginal brackets. It does not include pre-tax deductions like 401(k) contributions, itemized deductions, phaseouts, or local income taxes. Your actual liability can differ.
Sources
Tax figures verified September 2026 for tax year 2026.
Estimate only — not tax advice. This calculator annualizes your income, subtracts the 2026 standard deduction (and state personal exemptions/credits where shown), and applies 2026 marginal brackets. It does not model pre-tax deductions (401(k), health insurance), itemized deductions, credits you may qualify for, phaseouts, or local/city/county income taxes. Consult a tax professional for your situation.