New Jersey Income Tax Calculator
Estimate your 2026 New Jersey state income tax in seconds. Enter your annual income and filing status — this free New Jersey income tax calculator applies the verified 2026 New Jersey brackets, standard deduction, exemptions and credits. Runs entirely in your browser.
In 2026, New Jersey has a graduated income tax ranging from 1.4% to 10.75%. New Jersey offers a $1,000 personal exemption per filer. New Jersey offers no standard deduction and does not index its brackets for inflation, so bracket creep is real here.
New Jersey 2026 Income Tax Brackets
| Taxable income (Single) | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| Over $20,000 – $35,000 | 1.75% |
| Over $35,000 – $40,000 | 3.5% |
| Over $40,000 – $75,000 | 5.53% |
| Over $75,000 – $500,000 | 6.37% |
| Over $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Married filing jointly
| Taxable income (Joint) | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| Over $20,000 – $50,000 | 1.75% |
| Over $50,000 – $70,000 | 2.45% |
| Over $70,000 – $80,000 | 3.5% |
| Over $80,000 – $150,000 | 5.53% |
| Over $150,000 – $500,000 | 6.37% |
| Over $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Marginal rates: only income inside each band is taxed at that band's rate.
Frequently Asked Questions
What is the New Jersey income tax rate for 2026?
New Jersey has a graduated income tax ranging from 1.4% to 10.75%.
What deductions and exemptions does New Jersey offer?
New Jersey offers a $1,000 personal exemption per filer.
How accurate is this New Jersey income tax estimate?
It is an annualized estimate: your income minus the 2026 standard deduction (and any state exemptions/credits shown), run through 2026 marginal brackets. It does not include pre-tax deductions like 401(k) contributions, itemized deductions, phaseouts, or local income taxes. Your actual liability can differ.
Sources
Tax figures verified September 2026 for tax year 2026.
Estimate only — not tax advice. This calculator annualizes your income, subtracts the 2026 standard deduction (and state personal exemptions/credits where shown), and applies 2026 marginal brackets. It does not model pre-tax deductions (401(k), health insurance), itemized deductions, credits you may qualify for, phaseouts, or local/city/county income taxes. Consult a tax professional for your situation.